Recent 529 Plan Changes
What families should know
New rules have made 529 plans more flexible than ever, especially when it comes to unused funds, Roth IRA transfers, and expanded education coverage.
This guide breaks down what’s changed – and what it could mean for your planning.
Understanding recent 529 plan changes can help you make more informed decisions.
If you’d like a simple breakdown you can come back to, download the guide below.
Get the guide:
Inside the guide:
- How 529-to-Roth IRA transfers work, including key requirements and limits
- What the new K-12 tuition rules allow starting in 2026
- Expanded ways 529 funds can be used, including trade schools and student loan repayment
- Important contribution and planning considerations
- Answers to common questions around timing, eligibility, and limitations